Built for the questions compliance will ask.
Financial products fail on assurance rather than on features. The build is rarely the hard part. What decides whether it ships is how personal and financial data is handled, whether decisions can be audited, and what happens when a client's compliance team asks.
The problems we are normally called in to fix.
Onboarding leaks applicants
Every extra step in identity and affordability checks loses people, and most of that friction is design rather than regulation.
Documents arrive by email
Statements, identity documents and payslips in an inbox is a data protection problem and an operational one.
Nothing is auditable
If you cannot show who decided what and when, you cannot answer the only question that matters in a complaint.
Spreadsheets are load-bearing
Pricing, pipeline and commissions in a workbook one person understands is a risk nobody has priced.
Software and marketing for financial services.
Onboarding and applications
Multi step applications that save progress, ask only for what is needed at each stage, and hand off to identity and affordability providers cleanly.
Document handling
Secure upload, storage with a retention policy, and access limited to the people who need it, rather than an inbox.
Audit trails
Every meaningful action recorded with who, what and when, so a complaint is answerable from the system.
Integrations
Open Banking, identity verification, credit reference and payment providers wired in properly, with the failure cases handled.
Portals
Client and adviser portals where each side sees their own case and its status without a phone call.
- custom-software-development
- security-and-secure-development
- website-design-and-development
- ai-and-automation
- hosting-and-support
The commercial outcome we are aiming at.
- Applications that finish rather than stall halfway
- Documents held somewhere with a retention policy
- An audit trail that answers a complaint from the system
- Less of the business living in one person's spreadsheet
Straight answers.
Are you FCA regulated?
No, and we would not need to be to build your software. You hold the permissions and we build to what they require. If your compliance function wants to see how something works, we will write it down for them.
Can you handle Open Banking integrations?
Yes. The integration is the straightforward half. The useful work is what happens when a connection fails or a consent expires, which is where most implementations are thin.
What about data residency?
UK regions by default unless you tell us otherwise, and written down so it is answerable rather than assumed.
Tell us what your compliance function will want to see, and you will get a straight answer on how it gets built in rather than added later.
A couple of lines is enough to start. You will get a straight answer on what it needs, what it costs and how long it takes.
Tell us what you need building and who it is for. You will hear back from the person who would do the work.
Discuss Your Project